:root{--color-navy: #00203b;--color-terra: #e06f3f;--color-terra-hover: #cc5a2f;--color-accessible-orange: #b64413;--color-banner-gold: #ffdc80;--color-sand: #f7f7f7;--color-light-blue: #9fcce8;--color-blue-light: #e4f0f8;--color-white: #ffffff;--color-text: #1a1a2e;--color-text-muted: #4a5568;--color-text-light: #6a7580;--color-border: #d4dce6;--color-border-light: #e8ecf2;--color-bg-subtle: #f8f9fa;--color-focus: #0066cc;--color-key-bg: #fff8e6;--color-key-border: #e06f3f;--color-key-text: #5a4a0a;--color-key-label: #7a5a0a;--color-detail-border: #9fcce8;--color-tip-bg: #f0f5f0;--color-tip-text: #3a5a3a;--font-heading: "proxima-nova-extra-condensed", "Arial Narrow", sans-serif;--font-body: "yorkten-slab-condensed", Georgia, serif;--font-ui: "Segoe UI", "Helvetica Neue", Arial, sans-serif;--max-width: 1200px;--sidebar-width: 290px;--banner-height: 2rem;--header-height: 72px;--header-z: 900;--banner-z: 901}.app-shell{min-height:100vh;display:flex;flex-direction:column}.app-body{display:flex;max-width:var(--max-width);margin:0 auto;padding-bottom:48px;width:100%}.sidebar{width:var(--sidebar-width);flex-shrink:0;position:sticky;top:calc(var(--banner-height) + var(--header-height));height:calc(100vh - var(--banner-height) - var(--header-height));overflow-y:auto;padding:20px 0 28px 12px}.sidebar-group-label{font-size:.69rem;text-transform:uppercase;letter-spacing:.09em;color:var(--color-text-light);padding:16px 12px 4px;font-weight:700}.sidebar-link{display:flex;justify-content:space-between;align-items:center;gap:8px;width:100%;text-align:left;padding:9px 12px 9px 14px;border-radius:8px;border:none;cursor:pointer;font-family:var(--font-ui);font-size:.87rem;line-height:1.4;margin-bottom:2px;color:var(--color-text-muted);background:transparent;font-weight:400;border-left:4px solid transparent;transition:all .15s ease}.sidebar-link[aria-current=page]{color:var(--color-navy);background:var(--color-blue-light);font-weight:600;border-left-color:var(--color-terra)}.sidebar-link:hover:not([aria-current=page]){background:var(--color-bg-subtle)}.sidebar-qrange{font-size:.7rem;color:var(--color-text-light);font-weight:400;white-space:nowrap;opacity:.8}.sidebar-link[aria-current=page] .sidebar-qrange{color:var(--color-navy)}.main-content{flex:1;min-width:0;padding:24px 0 24px 32px;outline:none}.section-header{background:var(--color-bg-subtle);color:var(--color-navy);padding:28px 32px;border-radius:8px 8px 0 0;border-bottom:2px solid var(--color-navy)}.section-header h2{font-family:var(--font-heading);font-size:1.68rem;font-weight:700;margin:0;letter-spacing:1px}.section-body{background:var(--color-white);border-radius:0 0 8px 8px;box-shadow:0 2px 12px #00203b14;overflow:hidden}.mobile-bar{display:none}.mobile-bar-toggle{width:100%;padding:14px 20px;background:var(--color-white);border:none;border-bottom:1px solid var(--color-border);cursor:pointer;text-align:left;font-family:var(--font-ui);display:flex;justify-content:space-between;align-items:center}.mobile-bar-title{font-size:.94rem;font-weight:600;color:var(--color-navy)}.mobile-bar-arrow{font-size:.8rem;color:var(--color-text-light)}.mobile-nav{background:var(--color-white);border-bottom:2px solid var(--color-navy);max-height:60vh;overflow-y:auto}.mobile-group-label{font-size:.7rem;text-transform:uppercase;letter-spacing:.08em;color:var(--color-text-light);font-weight:700;padding:12px 20px 4px}.mobile-nav-link{display:flex;justify-content:space-between;align-items:center;width:100%;text-align:left;padding:10px 20px 10px 28px;border:none;background:transparent;cursor:pointer;font-size:.9rem;color:var(--color-text-muted);font-weight:400;font-family:var(--font-ui)}.mobile-nav-link.active{background:#f0f4f8;color:var(--color-navy);font-weight:600}@media(max-width:820px){.sidebar{display:none!important}.mobile-bar{display:block!important}.main-content{padding:18px 0!important}}.banner{background:var(--color-banner-gold);height:var(--banner-height);display:flex;justify-content:center;align-items:center;padding:0 5%;position:sticky;top:0;z-index:var(--banner-z)}.banner-text{font-family:var(--font-ui);font-size:.82rem;font-weight:600;color:var(--color-navy);letter-spacing:.02em}.header{background:var(--color-bg-subtle);color:var(--color-text);padding:16px 28px;position:sticky;top:var(--banner-height);z-index:var(--header-z);box-shadow:0 1px 8px #0000000f;border-bottom:1px solid var(--color-border-light)}.header-inner{max-width:var(--max-width);margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:10px}.header-brand{display:flex;align-items:center;gap:7px;min-width:0}.header-logo{flex-shrink:0;width:84px;height:auto}.header-title{font-family:var(--font-heading);font-size:1.68rem;font-weight:700;margin:0;line-height:1.1;color:var(--color-navy);letter-spacing:1.2px}.header-subtitle{font-size:.82rem;color:var(--color-terra);margin:2px 0 0;font-weight:600;letter-spacing:.8px;text-transform:uppercase}.header-nav{display:flex;align-items:center;gap:12px;flex-shrink:0}.btn-cta{display:inline-block;background:var(--color-terra);color:var(--color-white);padding:10px 18px;border-radius:6px;text-decoration:none;font-weight:600;font-size:.84rem;white-space:nowrap;transition:background .2s ease;border:none;cursor:pointer;font-family:var(--font-ui)}.btn-cta:hover{background:var(--color-terra-hover)}.btn-back{color:var(--color-navy);text-decoration:none;font-size:.84rem;font-weight:500;white-space:nowrap;transition:color .2s ease}.btn-back:hover{color:var(--color-terra)}.footer{background:var(--color-sand);padding:48px 28px 32px;text-align:center;border-top:1px solid var(--color-border-light);margin-top:auto}.footer-statement{max-width:700px;margin:0 auto 32px;font-size:.92rem;color:var(--color-text-muted);line-height:1.7}.footer-logo{max-width:800px;margin:0 auto 32px}.footer-copyright{font-size:.78rem;color:var(--color-text-light)}.ta-callout{margin-top:28px;padding:18px 24px;background:var(--color-white);border-radius:8px;border:1px solid var(--color-border);display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}.ta-callout-text{font-size:.95rem;color:var(--color-text-muted)}.prev-next{display:flex;justify-content:space-between;gap:18px;margin-top:32px}.prev-next-btn{background:var(--color-white);border:1px solid var(--color-border);border-radius:8px;padding:14px 20px;cursor:pointer;flex:1;font-family:var(--font-ui);transition:all .2s ease}.prev-next-btn:hover{background:#f8f9fb}.prev-next-label{font-size:.74rem;color:var(--color-text-light);text-transform:uppercase;letter-spacing:.06em;margin-bottom:4px}.prev-next-title{font-size:.93rem;font-weight:600;color:var(--color-navy)}@media(max-width:820px){.header-nav .btn-back{display:none}.header-logo{width:64px}.header-title{font-size:1.3rem}.header-subtitle{font-size:.72rem}}.question-card{border-bottom:1px solid var(--color-border-light);scroll-margin-top:calc(var(--banner-height) + var(--header-height) + 8px)}.question-card-body{background:var(--color-blue-light);padding:24px 28px;border-left:5px solid var(--color-terra)}.question-text{font-size:1.02rem;line-height:1.7;color:var(--color-text);margin:0}.question-num{font-weight:600;color:var(--color-navy)}.question-required{color:var(--color-terra);font-weight:700;margin-left:4px}.question-conditional{display:inline-block;margin-top:14px;padding:5px 12px;background:var(--color-key-bg);border:1px solid #ffd966;border-radius:20px;font-size:.78rem;color:#7a5a12;font-weight:600}.guidance-block{padding:24px 28px 32px;border-top:1px solid var(--color-border-light);background:var(--color-bg-subtle)}.guidance-label{font-size:.78rem;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:var(--color-navy);margin-bottom:20px;opacity:.75}.guidance-p{font-size:.99rem;color:var(--color-text);line-height:1.75;margin-bottom:18px}.guidance-heading{font-size:.96rem;font-weight:600;color:var(--color-navy);margin-bottom:10px;margin-top:16px}.guidance-list{padding-left:24px;margin:10px 0 18px;list-style-type:disc}.guidance-list li{font-size:.96rem;color:var(--color-text-muted);line-height:1.7;margin-bottom:8px}.guidance-key{margin:18px 0;padding:16px 20px;background:var(--color-key-bg);border-radius:8px;border-left:4px solid var(--color-terra);font-size:.96rem;color:var(--color-key-text);line-height:1.7}.guidance-key strong{color:var(--color-key-label)}.guidance-detail{margin:14px 0;padding:14px 18px;background:var(--color-white);border-radius:6px;border-left:4px solid var(--color-detail-border)}.guidance-detail-label{font-weight:600;font-size:.94rem;color:var(--color-navy);margin-bottom:6px}.guidance-detail-text{font-size:.94rem;color:var(--color-text-muted);line-height:1.7}.guidance-tip{margin:14px 0;padding:16px 18px;background:var(--color-tip-bg);border-radius:6px;font-size:.94rem;color:var(--color-tip-text);line-height:1.7;font-style:italic}.fake-radio-group{margin-top:16px;display:flex;flex-direction:column;border-radius:8px;overflow:hidden;border:1px solid var(--color-border)}.fake-radio-item{display:flex;align-items:center;gap:12px;padding:14px 18px;background:var(--color-white);font-size:.95rem;color:var(--color-text);line-height:1.5;border-bottom:1px solid var(--color-border-light)}.fake-radio-item:last-child{border-bottom:none}.fake-radio-dot{width:20px;height:20px;border-radius:50%;border:2px solid #b8c5d4;background:var(--color-white);flex-shrink:0}.fake-checkbox{width:18px;height:18px;border-radius:4px;border:2px solid #b8c5d4;background:var(--color-white);flex-shrink:0;margin-top:4px}.fake-textarea{margin-top:14px;padding:14px 16px;background:var(--color-white);border:1px solid var(--color-border);border-radius:8px;min-height:64px;font-size:.93rem;color:#9aa5b3;font-style:italic}.fake-date{margin-top:14px;padding:12px 16px;background:var(--color-white);border:1px solid var(--color-border);border-radius:8px;font-size:.93rem;color:#9aa5b3;font-style:italic;max-width:200px}.fake-currency{margin-top:14px;padding:12px 16px;background:var(--color-white);border:1px solid var(--color-border);border-radius:8px;font-size:.93rem;color:#9aa5b3;font-style:italic}.fake-fields{margin-top:16px;display:flex;flex-direction:column;gap:12px}.fake-field-label{display:block;font-size:.88rem;font-weight:600;color:var(--color-text);margin-bottom:6px}.fake-field-input{width:100%;padding:10px 14px;border:1px solid var(--color-border);border-radius:6px;font-size:.91rem;font-family:var(--font-ui);background:var(--color-white);color:var(--color-text)}.fake-table{margin-top:16px;overflow-x:auto}.fake-table table{width:100%;border-collapse:collapse;border:1px solid var(--color-border);background:var(--color-white)}.fake-table th{padding:12px 14px;text-align:left;font-size:.88rem;font-weight:600;color:var(--color-text);border-bottom:2px solid var(--color-border);border-right:1px solid var(--color-border-light);background:var(--color-bg-subtle)}.fake-table th:last-child{border-right:none}.fake-table td{padding:12px 14px;border-right:1px solid var(--color-border-light)}.fake-table td:last-child{border-right:none}.fake-table input{width:100%;padding:8px 10px;border:1px solid var(--color-border);border-radius:4px;font-size:.88rem;font-family:var(--font-ui);background:var(--color-white);color:#9aa5b3}.section-intro{padding:24px 28px;font-size:.99rem;color:var(--color-text);line-height:1.8;background:var(--color-light-blue);border-bottom:1px solid #c8dfe8}.section-intro p{margin-bottom:14px}.section-intro p:last-child{margin-bottom:0}.section-subheading{padding:20px 28px;background:var(--color-light-blue);border-bottom:1px solid var(--color-border-light)}.section-subheading h3{font-size:1.08rem;font-weight:700;color:var(--color-navy);margin:0;font-family:var(--font-ui);letter-spacing:.3px}.section-info{padding:20px 28px;font-size:.96rem;color:var(--color-text);line-height:1.75;background:var(--color-light-blue);border-bottom:1px solid var(--color-border-light)}.section-legal{margin:0;padding:24px 28px;background:#f4f7fa;border-bottom:1px solid var(--color-border-light)}.section-legal p{font-size:.96rem;color:var(--color-text);line-height:1.75;margin-bottom:14px}.section-legal-warning{padding:14px 18px;background:#fff3cd;border:1px solid #e6c200;border-radius:6px;font-size:.88rem;color:#5c4a00;line-height:1.65}.section-signature{padding:24px 28px;background:var(--color-blue-light);border-bottom:1px solid var(--color-border-light)}.signature-label{font-size:.96rem;font-weight:600;color:var(--color-navy);margin-bottom:16px}.signature-box{border:2px solid #b0bec8;border-radius:10px;background:var(--color-white);padding:32px 24px 20px;min-height:100px;position:relative}.signature-line{position:absolute;bottom:12px;left:24px;right:24px;border-top:1px solid #b0bec8}.signature-placeholder{font-size:.82rem;color:#b0bec8;font-style:italic;margin:0}.signature-note{font-size:.82rem;color:var(--color-text-muted);margin-top:10px;font-style:italic}.tip-card{padding:22px 28px;border-bottom:1px solid var(--color-border-light)}.tip-card:last-child{border-bottom:none}.tip-badge{display:inline-block;padding:4px 12px;background:var(--color-navy);color:var(--color-white);border-radius:4px;font-size:.75rem;font-weight:700;letter-spacing:.08em;margin-bottom:10px}.tip-heading-box{padding:16px 20px;border-radius:6px;margin-bottom:12px}.tip-heading-box.required-doc{background:var(--color-blue-light)}.tip-heading{font-size:1.08rem;color:var(--color-navy);margin:0;font-family:var(--font-heading);font-weight:700;letter-spacing:.8px}.fake-upload{margin-top:14px;border:2px dashed #b0bec8;border-radius:10px;padding:18px 20px;background:var(--color-white);display:flex;align-items:center;gap:18px}.fake-upload-icon{flex-shrink:0;width:44px;height:44px;background:var(--color-light-blue);border-radius:10px;display:flex;align-items:center;justify-content:center}.fake-upload-label{font-size:.88rem;color:var(--color-text);font-weight:600;margin-bottom:3px}.fake-upload-hint{font-size:.82rem;color:var(--color-text-muted);margin-bottom:10px}.fake-upload-btn{display:inline-block;padding:7px 18px;background:var(--color-navy);color:var(--color-white);border-radius:6px;font-size:.82rem;font-weight:600;cursor:default;letter-spacing:.02em}.section-placeholder{padding:48px 24px;background:var(--color-white);text-align:center}.section-placeholder p{font-size:.96rem;color:#9aa5b3;font-style:italic}.jump-to-q{padding:14px 12px;border-top:1px solid var(--color-border);margin-top:12px}.jump-to-q label{display:block;font-size:.76rem;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:var(--color-text-light);margin-bottom:8px}.jump-to-q-row{display:flex;gap:6px}.jump-to-q input{flex:1;min-width:0;padding:8px 10px;border:1px solid var(--color-border);border-radius:6px;font-size:.88rem;font-family:var(--font-ui);background:var(--color-white);color:var(--color-text)}.jump-to-q button{padding:8px 14px;background:var(--color-navy);color:var(--color-white);border:none;border-radius:6px;font-size:.84rem;font-weight:600;cursor:pointer;font-family:var(--font-ui);white-space:nowrap;transition:background .2s ease}.jump-to-q button:hover{background:#001a2e}.jump-to-q-error{font-size:.78rem;color:var(--color-terra);margin-top:6px}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:calc(var(--banner-height) + var(--header-height) + 8px)}body{margin:0;font-family:var(--font-ui);color:var(--color-text);background:#f5f7fa;line-height:1.5;-webkit-font-smoothing:antialiased}img,svg{display:block;max-width:100%}*:focus-visible{outline:3px solid var(--color-focus);outline-offset:2px;border-radius:4px}button:focus-visible{outline-offset:3px}input:focus-visible{outline-offset:2px}.skip-nav{position:absolute;top:-60px;left:8px;z-index:9999;background:var(--color-navy);color:var(--color-white);padding:10px 16px;border-radius:0 0 8px 8px;text-decoration:none;font-weight:600;font-size:.9rem}.skip-nav:focus{top:0}.tips-section ul{padding-left:24px;margin:10px 0 16px;list-style-type:disc;list-style-position:outside}.tips-section li{margin-bottom:6px;line-height:1.7;display:list-item}.tips-section p{margin:0 0 12px}.tips-section p:last-child{margin-bottom:0}.tips-section .important-box{margin:16px 0;padding:14px 18px;background:var(--color-key-bg);border-radius:8px;border-left:4px solid var(--color-terra);line-height:1.7}.tips-section .important-box strong{color:var(--color-key-label)}